Going abroad is an investment that pays dividends to a student's education. But because life sometimes throws a curveball into the best laid plans, we strongly recommend protecting yourself with the coverages below.

CANCELLATION INSURANCE

Because ASA program fees become non-refundable before the program starts, we strongly encourage purchasing travel insurance to protect your investment. To have the maximum level of protection against losses for trip cancellation before departure, CFAR (Cancel for Any Reason insurance) is needed, and we do recommend purchasing this. Please be aware that CFAR must be purchased within 10-15 calendar days of making your initial trip payment, which is often times your ASA confirmation deposit.

 

TRAVEL/TRIP INSURANCE

If you miss the window to purchase CFAR, other coverages such as Trip Cancellation, Trip Interruption, and Trip Delay, can still be purchased up until the day before your departure - and we strongly recommend doing so to protect your investment.

 

PERSONAL LIABILITY INSURANCE

Student participants are strongly advised to purchase personal liability insurance for the time they will be abroad.

 

PERSONAL PROPERTY INSURANCE

It is the program participant’s responsibility to insure and secure any and all personal property/belongings, as loss, theft, or damage of personal property can happen while abroad. One of the most unknown perks of renters or homeowners insurance is that it covers your personal items not just at home, but anywhere in the world! So, if your phone or laptop is stolen while you're overseas, you may have coverage if you or a parent/guardian has this insurance. We recommend contacting your policy provider to inquire about using this benefit. You may need a separate rider or it may be part of your policy. They will also want an itemized list of all the personal effects you want covered.

 

HELPFUL TIP! We strongly recommend students leave expensive jewelry, handbags, etc. at home, as well as items with sentimental value that they would be upset to lose.

 

ASA is NOT responsible for lost, damaged, or stolen personal property/belongings, including while stored/used in your housing, at your host institution, or any other ASA program space.

Cancellation & Travel Insurance Resources

Suggested for Semester Programs

** Important update as of July 23, 2026 re: InsureMyTrip Academic Explorer Program: 

InsureMyTrip has made the decision to sunset the Academic Explorer program. As a result, InsureMyTrip will no longer offer or sell Academic Explorer travel insurance products effective August 21st, 2026. This letter serves as the 30-day notice of the program's discontinuation. Existing policies will continue to be administered in accordance with their terms and conditions.

Suggested for Summer & J-Term Programs

*The maximum coverage length available through battleface is 90 days (30 days for FL residents). If your program is longer than 90 days and you want coverage for the full duration of your program, you may check the links to the other providers.

 

Battleface Travel Insurance plans are underwritten by Spinnaker Insurance Company (an IL Corporation, NAIC# 24376), with administrative office at One Pluckemin Way, Suite 102, Bedminister, NJ 07921. Plans are offered and administered by battleface Insurance Services LLC, 45 East Lincoln Street, Columbus, OH 43215, National Producer Number 18731960 (FL License number L107363/CA License number 0M75381.

 

Travel Retailers offering this plan may not be licensed insurance producers and cannot answer technical questions about the terms, benefits, exclusions, and conditions of this insurance or evaluate the adequacy of your existing insurance. Your Travel Retailer may be compensated for the purchase of a Plan and may provide general information about the Plans offered, including a description of the coverage and price. The purchase of this Plan is not required in order to purchase other travel products or services offered by your Travel Retailer. This is a brief description of the coverage provided under policy series RIG-1000. The Policy will contain reductions, limitations, exclusions, and termination provisions. Please refer to the Policy for complete details. If there are conflicts between the information on this site and the Policy, the Policy will govern in all cases. Not all products or coverages may be available in all jurisdictions. Non-insurance services are provided by battleface Assistance.

Personal Liability Coverage Resources

Esecutive: Underwriter: Generali Versicherungen

 

You may download and view participant documents on the enrollment system website link provided above.

Regardless of the provider you select, the most popular and useful policies include:

Trip Cancellation Insurance typically covers part or all of the non-refundable cost of your program in the event you must cancel before departure, for a reason covered by the policy. A good rule of thumb is, covered reasons must usually fall into the category of unforeseen, such as unforeseen illness or injury. Please consult the specific policy documentation for comprehensive information and terms of reimbursement.

CFAR is an add-on to Trip Cancellation insurance that typically covers cancellation of a covered trip before departure, for any reason not otherwise covered by the policy. Examples of cancellation reasons typically covered by CFAR:

-Change of mind
-New internship opportunity
-Anxiety about travel
-Personal or family reasons
-Any reason not covered by standard cancellation insurance

Typically, CFAR reimburses up to 75% (50% in Florida) of non-refundable trip costs. Purchase conditions apply and this may not be offered in your State.

CFAR MUST BE PURCHASED EARLY - normally within 10-15 days of making your initial trip payment. In addition, it must insure the full amount of your non-refundable trip costs (i.e. your entire trip cost).

Typically, the cancellation must occur no less than 48 hours before your scheduled departure. Please consult the specific policy documentation for comprehensive information and terms of reimbursement, and contact the insurance provider with any questions.

Trip Interruption Insurance is in case you have to end your trip early once in progress, or interrupt it. It can reimburse up to 150% of your unused, pre-paid, and non-refundable trip cost if a portion of a program is missed, or if you must return home early for reasons covered under the policy. A good rule of thumb is, covered reasons must usually fall into the category of unforeseen. So, unforeseen circumstances, including unforeseen illness and injury, are typically covered under Trip Interruption. Note: Trip Interruption usually does not cover pre-existing medical conditions.

Some companies offer an add-on to Trip Interruption Insurance called IFAR (Interrupt for Any Reason), which expands the covered reasons to any reason not otherwise covered by the policy. IFAR typically applies only after the student has been abroad for at least 48 hours. Please consult the specific policy documentation for comprehensive information and terms of reimbursement, and contact the insurance provider with any questions.

Typically, Trip Delay coverage can reimburse up to $200 per day and $2,500 for the costs of meals, local transportation and accommodations when your program is unexpectedly delayed for covered reasons, plus Missed Connection, which can reimburse up to $1,000 for the cost of extra transportation to rejoin the program, additional local expenses, and the cost of missed arrangements. Please consult the specific policy documentation for comprehensive information and terms of reimbursement, and contact the insurance provider with any questions.

A baggage policy typically provides up to $2,500 for reimbursement of lost, stolen, or damaged luggage, sporting equipment and personal effects. Policies can also include Baggage Delay, which in some cases can provide up to $100 per day or $500 per trip to cover the purchase of clothing, toiletries, and other essential items if your luggage is delayed for a specified period of time. Please consult the specific policy documentation for comprehensive information and terms of reimbursement, and contact the insurance provider with any questions.